Important: Swapitway does not provide investment, financial, tax or legal advice. Only trade or borrow amounts you can afford to lose or repay, and get independent advice if you are unsure.
1. Cryptocurrency risks
- Volatility. Prices can rise or fall sharply in a short time, and you can lose some or all of the value of your holdings.
- Irreversibility. Blockchain transfers cannot normally be undone. A wrong address, wrong network or unsupported asset can mean permanent loss.
- Network and timing risk. Congestion, forks, outages and fee changes can delay or change a transaction.
- Regulatory risk. Laws on digital assets differ by country and can change, affecting what you may do or how you are taxed.
- Staking and vaults. Assets are locked for the chosen term and may not be withdrawable early; the value of the locked asset can change while it is locked.
2. Gift card and digital funds risks
- Rates change often, and the final payout can differ from an estimate if the card value, region or balance is not what you declared.
- A card may be rejected if it is used, blocked, recalled or fraudulent. Do not sell a card you are unsure about.
- Payments sent for digital funds can be disputed, recalled or charged back by the sender's provider. We may reverse a payout if that happens.
- Sending money to the wrong details, or in a way not shown in the instructions, can lead to delay, a decline or loss of the amount.
3. Borrowing risks
- A loan must be repaid with its fee, and late repayment adds late fees.
- Unpaid loans can be collected from your wallet or future payouts, can be marked as defaulted, and can affect your ability to borrow again.
- Do not borrow money you do not expect to be able to repay on time.
4. Operational and security risks
- Account security. If someone gets your password, PIN or unlocked phone, they may be able to move your funds. Protect them.
- Phishing and impersonation. We will never ask for your password, PIN or one-time codes. Be careful with links and messages claiming to be from us.
- Third parties. Banks, payment providers, bill vendors and blockchains we rely on can be slow or unavailable.
- Technology. Software can have bugs and services can be interrupted, including for maintenance.
5. No guarantees
Past results do not predict future results. Estimated payment times are goals, not promises. We do not guarantee profits, rates or availability of any product, and we may change or stop a product at any time.
6. Questions
If anything here is unclear, open a support ticket or email swapitway@gmail.com before you trade. See also our Terms & Conditions.